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Wrapper schemes

Wrapper schemes run by asset management groups can be a way to buy shares in investment companies without having to use a platform. They go under many different names such as ‘share plans’, ‘investment schemes’ and ‘savings schemes’. Some of them offer tax advantages, such as ISAs, Junior ISAs and pensions.

Wrapper schemes can make it easier to use investment companies to meet investment needs such as investing for children or saving for a pension. Generally, a wrapper scheme only offers access to investment companies managed by the group that runs the scheme.
 

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