The Association of Investment Companies
Home > Guide to investment companies > How to invest > Investment schemes

Savings and investment schemes

Savings Schemes were introduced as a simple method of buying investment company shares without having to go through a stockbroker. You can use them to invest a regular amount each month or to invest a lump sum. Most investment company shares are available through these schemes which are generally run by the management companies of the relevant investment company.

Savings schemes are one of the most cost-effective methods available for investing in investment companies. Even if you have only relatively small sums to invest they can help build your investment over time to provide you with a well-balanced portfolio for the future. And if you have larger sums to invest, you may find their charges particularly competitive.

We have produced a factsheet which contains more details on savings schemes. See our factsheets for more information go to

Investing for childrengo to